Personal Savings Accounts - MSB- McHenry Savings Bank

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Personal Banking
Checking Savings Money Market Debit / ATM Cards Your Team

Minor Statement Savings

Traditional savings account earning interest for minors.

Open account with $10.
No monthly maintenance fees or balance requirement.
No daily balance requirement to earn interest.
Tiered interest based on balances compounded daily.
Interest accrues daily and credited quarterly.
Access to Online/Mobile banking for Minor may be restricted.

Statement Savings

Traditional savings account earning interest.

Open account with $100.
Waive monthly balance fee by maintaining $250 each statement period.
Must maintain balance of $100 to earn interest.
Tiered interest based on balances compounded daily.
Interest accrues daily and credited quarterly.

Advantage Statement Savings

Progressive savings account earning interest.

Open account with $1,000.
Waive monthly balance fee by maintaining $1,000 each statement period.
Must maintain balance of $1,000 to earn interest.
Tiered interest based on balances compounded daily.
Interest accrues daily and credited quarterly.

Christmas Club Savings

Traditional savings account earning interest.

$10 deposit is required to open account.
No withdrawals allowed until October.
No monthly maintenance fees or balance requirement.
Must maintain daily balance of $0.01 to obtain disclosed annual percentage yield.
Interest accrues daily and credited monthly.
Debit card available for MSB checking clients only.
Check mailed or internal transfer automatically completed in October each year.

Come on in!

Visit us at any MSB branch location to open your account today.

Online-Only Savings Accounts

MSB’s online only accounts are a secure and convenient way for personal clients to open accounts for their banking and investing needs without coming into a bank location. Online-Only accounts may have different rates and terms than in branch accounts. Click on the link to start the secure account opening process. MSB offers the following online-only accounts: checking; savings; money markets and Certificate of Deposits.

You can open one of our secure Online-Only checking accounts at any time. Just click the button below to view options and apply.

Online-Only Accounts

Personal Banking

Savings Accounts