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McHenry Savings Bank

Personal Banking

Money Market Accounts

Money Market Account

Traditional money market account earns interest.

  • Open account with $1,000.
  • No monthly maintenance fee for average account balance of $1,000 each statement period.
  • Must maintain daily balance of $1,000 to obtain disclosed annual percentage yield.
  • Tiered interest based on balances compounded daily.
  • Interest accrues daily and credited monthly.


Come on in!

Visit us at any MSB branch location to open your account today.



Online-Only Money Market Accounts

MSB’s online only accounts are a secure and convenient way for personal clients to open accounts for their banking and investing needs without coming into a bank location. Online-Only accounts may have different rates and terms than in branch accounts. Click on the link to start the secure account opening process. MSB offers the following online-only accounts: checking; savings; money markets and Certificate of Deposits.

You can open one of our secure Online-Only checking accounts at any time. Just click the button below to view options and apply.

Online-Only Accounts