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Privacy Policy

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons McHenry Savings Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does McHenry Savings Bank share?
Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes -
to offer our products and services to you
For joint marketing with other financial companies
We Don't Share
For our affiliates’ everyday business purposes -
information about your transactions and experiences
We Don't Share
For our affiliates’ everyday business purposes -
information about your creditworthiness
We Don't Share
For our affiliates to market to you
We Don't Share
For nonaffiliates to market to you
We Don't Share
  • Call (815) 385-3000 talk to a Personal Banker,
  • Talk to a Personal Banker at any McHenry Savings branch, or
  • go to
Who we are
Who is providing this notice?
McHenry Savings Bank
What we do
How does McHenry Savings Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does McHenry Savings Bank collect my personal information?
We collect your personal information, for example, when you
  • open an account or deposit money
  • apply for a loan or use your debit card
  • seek advice about your investments
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
See below for more on your rights under state law.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include McHenry County Investment Services.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • McHenry Savings Bank does not share with non-affiliates.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Joint marketing partners such as investments, insurance and credit card companies.
Other Important Information

- Special Notice for State Residents

Illinois law requires that you opt-in to information sharing. Therefore, before we would share information with a third party, except where permitted by law, we will obtain your permission.

Rev March 2020