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Personal Online Accounts



Online
Accounts
Essential
Checking
Advantage Checking
w/ Interest
Indexed
Money Market
Indexed
Savings
1 Year CD
  Open Now Open Now Open Now Open Now Open Now
Minimum Balance to Open $100 $100 $10,000 $1,000 $1,500
Monthly Balance Requirement Fee $5.00 $5.00 $10.00 $5.00 NONE
Minimum Balance to Avoid Balance Requirement Fee $500 Average Daily Balance $5,000 Average Daily Balance $10,000 Minimum Daily Balance $2,500 Minimum Daily Balance NONE
Transaction Limits NONE
See Product Disclosure for More Details
NONE
See Product Disclosure for More Details
6 Debits per month
$10.00 fee per item over limit
6 Debits per month
$11.00 fee per item over limit
YES2
Minimum Balance to Earn Interest N/A $1,000 Minimum Daily Balance $0.01 Minimum Daily Balance $0.01 Minimum Daily Balance $1,500 Daily Balance
Earns interest/Tiers3 N/A Tiered Based on Balances
Compounded Daily
Tiered Based on Balances
Compounded Daily
Tiered Based on Balances
Compounded Daily
See product TISA for fee
Account comes with: · 3 Foreign ATM waive fees per month
· 1 Debit Card per Signer
· 3 Foreign ATM waive fees per month
· 1 Debit Card per Signer
Product Information Sheet: Essential Checking
TISA Disclosure (PDF)
Advantage Checking
w/ Interest
TISA Disclosure (PDF)
Indexed
Money Market
TISA Disclosure (PDF)
Indexed
Savings
TISA Disclosure (PDF)
1 Year CD
TISA Disclosure (PDF)
Additional Services Which May Have Associated Fees
Personalized Customer Service
Health Savings Account
Visa Gift Cards
Home Equity Line of Credit
Christmas Club Savings
Personal Online eBanking
Consumer Loans
Minor Savings
Personal Mobile App
Mortgage Loans
Certificates of Deposit
SecurLOCK
Account Sweep
License Stickers
Wire Transfer
Stamps

1. See Product Information Sheet for more details on product.
2. Ask a Personal Banker for the current Online Account Deposit Rates by calling (815) 385-3000

Information correct as of 12/3/2020, subject to change.




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