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eBanking FAQs

Personal Checking Heading

Checking AccountsMcHenry Savings Bank now offers simple streamlined checking products tailored to meet
your needs.

We offer some great benefits including Advance-It and Check Imaging. Come in to
any of our branches and a Customer Representative will help select the checking
plan that best fits your unique lifestyle.

Checking Plans Choice Checking with
Classic Checking Money Market Graduate
(High school or College)
Minimum Balance to Open $100.00 $100.00 $1,000.00 $25.00
Service Charge $8.00*
Waive Options
$6.00 > $100
$5.00 > $200
$3.50 > $400
$11.00 per month if balance is under $1,000.00 First 48 months Free
Check Writing Privileges Unlimited Unlimited Yes - 6 debits per month** Unlimited
Interest Paid None None Yes - tiered based None
Free MSB Personalized Checks Yes - first order is free Yes - first order is free None None
Direct Deposit Free Free Free Free
Debit Card Free Free N/A Free
Images Returned with Statement Yes Yes Yes Yes
Statement Options eStatement*** Paper or eStatement Paper or eStatement eStatement***
*Monthly Service Charge waived with online banking and either 8 debit card transactions or Deposit Relationship of $5000.00 or more.
**Service charge for each item over 6 debits $15.00 per item.
***Paper Statement available for a monthly service charge of $5.00.

  • Image link to our locations page.
  • Image link to our financial calculators page.
  • Image link to our Choice Checking page.
  • Image link to our safe deposit page.
  • Image link to our Health Savings Account page.