McHenry-Savings-Bank
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MSB Info & eBanking FAQs



Personal Online Accounts

Online
Accounts
Online Checking Online Money Market Online Savings Savers CD 20 Month Certificate 3 Year Certificate
  Open Now Open Now Open Now Open Now Open Now Open Now
Minimum Balance to Open $50.00 $250.00 $100.00 $1000.00 $1000.00 $1000.00
Monthly Service Charge $5.00 $10.00 $5.00 N/A N/A N/A
Minimum Balance to Avoid Monthly Service Charge $50.00
see Account Requirements below
$1000.00 $100.00 Balance
see Account Requirements below
N/A N/A N/A
Transaction Limits

See Product Disclosure for More Details1
None 6 per statement cycle None No deposit or withdrawals until maturity date No deposit or withdrawals until maturity date No deposit or withdrawals until maturity date
Minimum Balance to Earn Interest N/A $1000.00 $100.00 $1000.00 $1000.00 $1000.00
Earns interest/Tiers2 N/A Yes N/A N/A N/A N/A
Account comes with: One Free order of checks;
Debit Card;
5 Free Foreign ATM withdrawals
One Free order of checks N/A N/A N/A N/A
Account Requirements: eStatements;
5 Bill Payments per month;
5 Signature Debit card purchases per month;
Direct depositOnline Banking;
Mobile App - with check deposit;
SecureLock App - DebitCard Protection;
P2P payments
N/A eStatements N/A N/A N/A
Disclosures: Online Checking
Disclosure (PDF)
Online Money Market
Disclosure (PDF)
Online Savings
Disclosure (PDF)
Saver CD
Disclosure (PDF)
20 Month Certificate
Disclosure (PDF)
3 Year Certificate
Disclosure (PDF)
Additional Services Which May Have Associated Fees
Personalized Customer Service
Health Savings Account
Visa Gift Cards
Home Equity Line of Credit
Christmas Club Savings
Personal Online eBanking
Consumer Loans
Minor Savings
Personal Mobile App
Mortgage Loans
Certificates of Deposit
SecurLOCK
Account Sweep
License Stickers
Wire Transfer
Stamps

1. See Product Disclosure for more details on product.
2. Ask a Customer Service Representative for the current Online Account Deposit Rates by calling (815) 385-3000

Information correct as of 12/20/2017, subject to change.




  • Image link to our locations page.
  • Image link to our financial calculators page.
  • Image link to our Choice Checking page.
  • Image link to our safe deposit page.
  • Image link to our Health Savings Account page.