McHenry-Savings-Bank
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Business and Commercial

Business
Accounts
Elite
Business Checking
Commercial
Business Checking
Advantage Commercial
Checking1
Business Money
Market
Business Savings
Best if you are… Sole proprietor, DBA businesses, Trust Accounts and Corporations. Ideal for businesses with lower balances and low to moderate transaction volume. Sole proprietor, DBA businesses, Trust Accounts and Corporations. Ideal for businesses with higher balances and moderate to high transaction volumes. Corporations and businesses with higher account transaction volume and/or Treasury Management needs. Ideal for businesses seeking a low-risk but flexible investment that can respond to rate environment. Ideal for businesses wanting a regular statement savings account earning interest. Can be set-up as a sweep3 account to MSB Business Checking.
Minimum balance to open $100 $100 $100 $1000 $100
Monthly service charge $7.50 $10.00 $15.00 $11.00 $3.00 per quarter
Minimum balance to avoid service charge $3,000 Daily relationship balance $10,000 Daily relationship balance Earnings Credit Analysis $1,000 Minimum daily balance $250 Minimum daily balance
Fee for each check or money order paid FREE 100 TRANSACTIONS

101+ Items $0.50 per credit or debit item per monthly statement cycle
FREE 300 TRANSACTIONS

301+ Items $0.50 per credit or debit item per monthly statement cycle
$0.30 per check/debit or ACH debit per monthly statement cycle LIMITED- Six (6) debits including checks, automatic or preauthorized transfer or payments per monthly statement cycle

UNLIMITED deposits
FREE 24 DEBIT TRANSACTIONS per Quarter

24+ Items $1 per item fee

UNLIMITED deposits
Fee for each deposit $0.30
Fee for ACH credit $0.30
Fee for each item deposited $0.30
Minimum balance to earn interest N/A N/A N/A $1,000 $100
Earns Interest/Tiers2 N/A N/A N/A Tiered based on balances Tiered based on balances
Account comes with eBanking: bill pay; MSB account transfers; eStatements with check imaging; update/manage contact information; eBanking Alert set-up assign and/or manage users; and Two (2) Debit Cards eBanking: bill pay; MSB account transfers; eStatements with check imaging; update/manage contact information; eBanking Alert set-up assign and/or manage users; and Two (2) Debit Cards eBanking: bill pay; transfers; eStatements with check imaging; Auto Sweep; update/manage contact information; eBanking Alert set-up assign and/or manage users; and Two (2) Debit Cards eStatements with check imaging; MSB account transfers; update/manage contact information. eStatements; MSB account transfers; update/manage contact information.

1. This account type needs account analysis prior to opening.
2. Refer to the deposit rate sheet for current rates, tiers and terms.
3. Fees may apply. Refer to our Fee Schedule or Contact a Customer Service Representative for more details.

Information correct as of 8/1/2017, subject to change.




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